STRATEGIC FINANCIAL PLANNING SERVICES

    WHAT IS FINANCIAL PLANNING?

    A Pathway From Where You Are to Where You Want to Go

    Financial Planning starts by organizing your finances and investments, so you have a clear picture of your net worth. From there, you identify your most important life goals to prioritize your spending and saving. Taking into consideration investments, insurance requirements, estate plans, and tax strategies, we’ll help you create a budget to cover today’s needs, anticipate tomorrow’s circumstances, and plan a path to future rewards.

    EVERY SOLID FINANCIAL PLAN INCLUDES THE FOLLOWING:

    • Budget and tax: What's your current income and expenses, and how might it change over time?
    • Liquidity: What assets do you have that can be quickly turned into cash if needed?
    • Large purchase financing: Do you have sufficient funds for a down-payment and know how much you can afford to finance?
    • Risk management: Which assets should you protect with insurance coverage and how much?
    • Investments: How can you grow your wealth with stocks, bonds, mutual funds, or real estate?
    • Retirement and estate planning: When can you stop working? Who will inherit from you?
    • Bookkeeping: Do you keep safe and accessible financial records and communicate your wishes to family members?

    Ready to get started? A financial health assessment is an important first step.

    FINANCIAL HEALTH CHECK-UP

    For investors with more than $500,000,
    talk to us about a free Financial Health Assessment today!

    Are you prepared for the unexpected?

    Life is full of surprises. But foresight and planning can equip you to handle the unforeseen. Your Financial Advisor team will craft a detailed personal financial plan.

    PROTECT YOUR FINANCIAL FUTURE
    TAX PREP AND
    PROJECTIONS
    INSURANCE
    ANALYSIS
    REAL ESTATE
    INVESTING
    ESTATE PLANNING &
    TRUST SERVICES
    RETIREMENT
    INCOME
    PLANNING


    EXECUTIVE
    COMP
    (EQUITY &
    STOCK OPTION
    PLANNING)
    CHARITABLE
    GIVING
    BUSINESS
    PLANNING

    WHY CHOOSE EP WEALTH?

    EP Wealth Advisors Financial Planning Process

    Here’s our proven 4-step process for helping you develop a financial plan to meet all your life goals:

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    DISCOVER

    We spend the time with you to develop a comprehensive understanding of your current needs, future goals, and personal or family ambitions—the crucial context needed to plan, invest, and forge an effective partnership.

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    PRIORITIZE

    You’ll receive a tailored financial plan that helps you define your goals and organize your finances. This foundation allows us to make thoughtful decisions together that are in your long-term best interests.

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    IMPLEMENT

    This step includes creating an investment portfolio strategically structured by our in-house investment team, balanced by your short-, medium-, and long-term goals, and risk tolerance.

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    MONITOR

    Our goal is to limit the surprises, and our responsibility is to continually keep you informed through transparent reporting and proactive recommendations aligned to your goals and objectives. When you have questions, we will be there to help you find the right answers.

    HOW TO CREATE OR UPDATE YOUR FINANCIAL PLAN

    Annual financial planning creates a snapshot of where you are financially at this moment in time. Once you have a clearer picture of what’s coming in and what’s going out, you’ll be able to set goals for enjoying the fruits of your labor, while also setting aside enough to cover emergencies and future endeavors like starting a business, retiring, or making a substantial charitable donation. EP Wealth is prepared to help you every step of the way, from gathering the information you will need, to crafting a plan focused on your personal priorities.

    Have recent life changes made it necessary to update your financial plan? Connect with a financial advisor at EP Wealth to discuss which strategic adjustments make the most sense for your personal goals.

    WHY USE A FINANCIAL ADVISOR?

    6 Reasons to Work With a CERTIFIED FINANCIAL PLANNER

    A CERTIFIED FINANCIAL PLANNER™ (CFP) has the education and experience necessary to help you create a comprehensive financial plan. Every CFP at EP Wealth must:

    • Passed an exam that covers insurance, investing, taxes, retirement, and estate planning
    • Passed a background check, which includes mandatory disclosure of any felonies or bankruptcies
    • Commit to the Board's code of ethics and rules of conduct that puts client interests first
    • Accrue at least 6,000 hours (or 3 years), or 4,000 hours (~2 years) of apprenticeship experience performing financial planning services
    • Complete 30 hours of continuing education credits (including 2 hours of ethics coursework) every 2 years

    To summarize: you should choose to work with a Certified Financial Planner for their education, certifications, accountability, experience, and commitment to ongoing learning. Choosing a CFP as your personal financial advisor gives you a holistic view of your finances that takes every aspect of your life into consideration, ensuring that every facet of your financial strategy works together harmoniously to get you where you’d like to be.

    OUR DIVERSE CLIENT ROSTER
    SPEAKS TO OUR EXPERIENCE

    Find Financial Advisors Near You

    EP Wealth has provided financial advice for retirees, executives, entertainment professionals, professional athletes, engineers, doctors, lawyers, divorcees, widows/widowers, LGBTQ community, real estate investment owners, foundations, and small business owners. Connect with an advisor near you.

    FIND A FINANCIAL ADVISOR NEAR YOU

    Our breadth of coverage across the U.S. means we’re local—here to serve your needs at your convenience.

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